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If you already have friends, family or colleagues who trade, you may be wondering whether there is a way to benefit from sharing a brokerage you trust. Dexter Chia’s Referral Program, run alongside his AI Stock Terminal, is designed for exactly that. It is a partner program that rewards you in points when the people you refer trade through M+ Global.
Before you decide whether it suits you, here is a plain-language walkthrough of what the page sets out, and what it does not promise.
Who is the Partner Program for?
The program is aimed at people who already know others who trade. The page suggests inviting your siblings, friends and colleagues to open an M+ Global account using Dexter’s invitation code. It is most relevant if you are comfortable talking to people in your circle about your own brokerage experience.
It also suits readers who are interested in the Malaysian, US and Hong Kong markets, since those are the three markets the page names for sharing. If you are new to investing yourself, it is worth learning the basics before recommending any account to someone else.
How does the referral process work, step by step?
The page lays out the process in a few steps:
- Share the code. Give your contact the invitation code UBZQ. The referral page has a copy button for it, and a WhatsApp option if you would like Dexter to help you join.
- They open an account. Your referral signs up with M+ Global using your invitation code.
- You add their details. Once the account is open, you add their details on the partnership website.
- They trade actively. Sharing applies when the referral is active in the Malaysian, US or Hong Kong stock markets.
- You earn partner sharing. Points are credited monthly, based on how much your referral trades.
The page describes the model as “refer once, it keeps paying”, meaning the sharing continues for as long as the referral remains active, rather than being a one-off payment.
Readers who want to invest in new listings can also open an M+ Global account with invitation code UBZQ to apply for IPOs. The page does not list any specific IPOs, so check the available offerings directly with the broker when they are announced.
How are partner sharing points calculated?
According to the page, partner sharing is credited monthly and is based on how much each referral trades. Points are used to show partner sharing, and they are subject to the partner terms and conditions.
The page includes an example statement for one partner over the last 12 months: 59 trades, 189.85 points in total, and an average of 15.82 points per month. It also notes a month with no trades and therefore no sharing, which is a useful reminder that earnings follow activity.
What do the program figures show?
The page publishes several figures, all of which should be read as reported on the page rather than as projections:
- The highest all-time total for one partner, from published statements: 1,617.15 points.
- The highest single monthly payout for one partner: 339.60 points, in August 2024.
- Across the program in the most recent month: 19 partners sharing, 31 clients referred, 176 trades and 541.63 points shared.
These numbers show what has happened in the program, not what you will earn. The page itself notes that figures are promotional or illustrative, and that future sharing depends on system calculation and is not guaranteed.
Is there anything to keep in mind?
Yes. Sharing depends on your referral being active and trading, so an inactive account earns nothing that month. Your referral also makes their own investment decisions, and investing involves risk, including the possible loss of capital. Points are subject to the partner terms and conditions, so read those before you commit to anything.
It is also sensible to recommend a broker only to people who are ready to invest and understand the risks. Never pressure a friend or colleague into trading.
Frequently asked questions
Who can join the Partner Program?
The page describes the program as open to people who refer others to M+ Global using invitation code UBZQ. Your referrals need to open an account with that code and be active in the Malaysian, US or Hong Kong stock markets for sharing to apply. For full eligibility details, check the partner terms and conditions or contact Dexter.
How is partner sharing calculated?
Partner sharing is credited monthly, based on how much your referral trades. It is shown in points, and the amount depends on system calculation, so it can vary from month to month. Months with no trading produce no sharing.
How do I track my points?
The page links to a partner portal where existing partners can log in to view their points. You can also add your referral’s details on the partnership website once they have opened their account.
Ready to see the full details for yourself? Visit the Referral Program page to read the terms, copy invitation code UBZQ, or message Dexter on WhatsApp to join.
For information only, not a recommendation to subscribe to any IPO. IPO shares can list below their offer price.




